Dental Insurance
Compare affordable dental plans to fill coverage gaps and help lower the costs of routine dental care and expensive procedures.
The right dental plan will help lower your costs for basic procedures as well as more costly treatments like implants, crowns, or even orthodontia like braces and aligners.
If you missed Open Enrollment you can still purchase individual dental plans directly from top-rated carriers like Cigna, UnitedHealthcare or Ameritas.
Get instant quotes and apply online 24 hours a day, 7 days a week. Or contact us for assistance.
Ameritas
Ameritas plans have no waiting period which makes it a great choice if you need to see the dentist today! Plus no enrollment fees and an easy online application.
They have several comprehensive plans with increasing benefits. Vision and hearing options make Ameritas a one-stop shopping experience.
Cigna
Discover Cigna Dental plans featuring low deductibles, generous annual maximums, and bundled options for vision and hearing coverage where available.
Search their extensive network of top-rated providers in your area to ensure quality care for your dental needs.
UnitedHealthcare
UnitedHealthcare just introduced their new DentalWise plans:
- DentalWise 1000
- DentalWise 2000
- DentalWise Max 1000
- DentalWise Max 2000
- DentalWise Max 3000
No waiting periods, increasing benefits in year two, and access to one of the largest dental & eye care networks.
How Does Individual Dental Insurance Work?
Good dental care is essential to your overall health by catching issues early. Private dental insurance helps reduce out-of-pocket costs through a network of dentists.
Dental insurance covers the cost of routine check-ups, cleanings, and exams at 100%. While more expensive procedures like a dental bridge or crowns are discounted.
Covered services are paid based on a percentage of the dentist’s bill. Depending on the plan you choose procedures like fillings, dentures or implants will be covered up to 80% in most cases.
Some PPO plans even cover cosmetic procedures and orthodontics. Considering the average cost for a single dental implant starts around $3,000 a dental plan might be worth it.
The Benefits of Affordable Dental Insurance
In addition to cost savings, dental insurance promotes good oral hygiene and preventive care. When you pay for a plan (or gym membership!) you are more likely to use it.
By encouraging regular visits to the dentist, dental insurance promotes early detection and prevention of potential dental issues.
Being proactive can help address dental concerns before they become bigger more costly problems. Think of someone you know with dentures or implants.
Overall, dental insurance is an investment that offers big returns and a practical solution to maintaining good overall health.