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Dental & Vision

Affordable private dental plans available starting around $20 a month!

Get high annual maximums and no waiting periods.

Available in FL, GA, MD, NC, NJ, PA, SC, TN, TX, VA

DentalWise

Affordable dental only coverage with no waiting periods. Benefits up to $2,000


$20

Estimated monthly starting price.

DentalWise Max

Dental, vision & hearing in one plan! Higher benefits. No waiting periods.


$35

Estimated monthly starting price.

UnitedHealthcare DentalWise & DentalWise Max plans are underwritten by Golden Rule Insurance Company

Already enrolled? Call 800-657-8205 or visit UnitedHealthcare >>

As an independent agency, we make it easy for individuals, families & self-employed to get affordable health benefits online.

Brochure for DentalWise Max, DentalWise Max 1000, DentalWise Max 2000

Important: Before signing up, check with your dentist to confirm they accept the plan. Dental insurance plans have limitations. Always review the policy before enrolling.


Marketplace Dental vs. Off-Exchange Dental

Dental plans purchased on the Marketplace are an affordable option and provide basic coverage.

But private plans, purchased “off-exchange” often provide superior value for individuals and families:

  • No Waiting Periods: Get benefits on day one for basic and major services (Marketplace plans often require 6–12 months).
  • Enroll Anytime: You don’t need a Special Enrollment Period; you can sign up 365 days a year.
  • Higher Maximums: Enjoy higher limits (up to $3,000) toward more costly procedures.

DentalWise (dental only) & DentalWise Max (dental, vision & hearing) plans.

No waiting periods, day one benefits, increasing benefits in year two, and access to one of the largest dental & eye care networks.

Already enrolled? Questions about your plan? Call 800-657-8205 or visit UnitedHealthcare >>


Protecting Your Sight and Your Future

Standard vision plans often focus on the cost of frames and lenses. At BenZen, we look deeper. We prioritize plans that emphasize the medical necessity of eye health, ensuring you have access to the screenings that protect your long-term independence.

  • Retinal Integrity: We hunt for plans that provide comprehensive coverage for Dilated Retinal Exams—the gold standard for early detection.
  • The Diabetes Connection: If you are living with diabetes, your vision insurance is a medical lifeline. Because diabetic retinopathy is a “silent” threat with no early symptoms, a specialized vision plan isn’t just an option—it’s your first line of defense against 90% of preventable vision loss.

Support for Diabetics

Oral health is a primary indicator of your body’s overall well-being. We make it easy to find plans that move beyond “basic cleanings” to provide the level of care your specific health profile requires.

  • Periodontal Priority: We focus on plans that offer enhanced coverage for gum health and deep cleanings, which are essential for maintaining a healthy inflammatory response.
  • The “Hidden” A1C Factor: Research shows a “Two-Way Street” between gum disease and blood sugar. Uncontrolled oral infections can actually make it harder for your body to regulate glucose. We provide the specialized knowledge to help you select a plan that supports both your smile and your stability.