Affordable private dental plans available starting around $20 a month!

Get quotes on our most popular plans — DentalWise, DentalWise Max from UnitedHealthcare and PrimeStar from Ameritas.

Benefits on day one! No waiting periods! High annual maximums!

UnitedHealthcare DentalWise & DentalWise Max plans are underwritten by Golden Rule Insurance Company

We are an independent agency and make it easy for individuals, families & self-employed to get affordable health benefits online.

Free assistance with no broker fees or obligation. Contact us for a free consultation.

Licensed: FL, GA, MD, NC, NJ, PA, SC, TN, TX, VA

Note: Insurance plans may have limitations. Always review the policy before enrolling. If you have any questions, please contact us for assistance.

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Is Marketplace Dental Insurance Worth It?

Marketplace dental plans are a budget-friendly option you can choose online.

They might have a waiting period before you can use certain benefits, but that’s a trade-off for keeping costs lower overall.

Plus, these plans encourage regular checkups, which can actually save you money in the long run by catching dental problems early on.

Dental insurance can be a valuable tool for maintaining good oral health and managing your dental expenses. Here’s how:

• Reduced Costs: A good dental plan helps you save money on a wide range of procedures, from routine checkups and cleanings to more complex treatments like fillings, root canals, and crowns. This can be a significant advantage, especially considering the high cost of dental care without insurance.

• Preventive Care: Many plans cover preventive care like cleanings and X-rays at 100%, encouraging you to prioritize your oral health. Regular checkups can help identify and address small issues before they become major problems, saving you money and discomfort in the long run.

• Coverage for Major Procedures: While some plans may have limitations, some offer coverage for more extensive procedures like implants, bridges, or even orthodontia (braces and aligners). This can be a lifesaver if you ever need such treatments, which can be very expensive without insurance.

Off-Exchange Dental Insurance

Unlike Marketplace plans with limited enrollment periods, off-exchange plans offer the freedom to enroll anytime throughout the year.

And one of the biggest advantages of off-exchange dental insurance is you can find plans with no waiting period for basic and major services.

Most Marketplace dental plans will require 6-12 months.

Benefits of Off-Exchange Dental Insurance

• No Waiting Period: Many plans offer benefits on day one for basic and major work
• Enrollment Flexibility: Sign-up anytime, not just during limited enrollment periods
• Wider Selection: Broader range of plans with potentially more coverage options and network choices to find the perfect fit for your needs
• Higher Annual Maximums: Typically offers higher maximum benefits, meaning they cover a larger portion of your dental expenses every year
• Quote & Enroll: Convenient and available 24/7 directly from insurance companies or brokers

Dental insurance is an investment in your overall health and well-being.

By taking care of your teeth, you can avoid costly dental problems down the road and maintain a healthy, confident smile.

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READ MORE

• DentalWise Max 3000 (Review) No Waiting Period Dental Insurance
  This guide will help you get to know our popular… Read More »DentalWise Max 3000 (Review) No Waiting Period Dental Insurance

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DentalWise

DentalWise (dental only) & DentalWise Max (dental, vision & hearing) plans.

No waiting periods, day one benefits, increasing benefits in year two, and access to one of the largest dental & eye care networks.

• DentalWise 1000
• DentalWise 2000
• DentalWise Max 1000
• DentalWise Max 2000
• DentalWise Max 3000

Licensed: FL, GA, MD, NC, NJ, PA, SC, TN, TX, VA

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Ameritas PrimeStar

Ameritas plans have no waiting period which makes it a great choice if you need to see the dentist today!

Plus no enrollment fees and an easy online application.

They have several comprehensive plans with increasing benefits. 

Vision and hearing options make Ameritas a one-stop shopping experience.

Licensed: FL, GA, MD, NC, NJ, PA, SC, TN, TX, VA

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How Does Individual Dental Insurance Work?

Good dental care is essential to your overall health by catching issues early.

Private dental insurance helps reduce out-of-pocket costs through a network of dentists.

Dental insurance covers the cost of routine check-ups, cleanings, and exams at 100%.

While more expensive procedures like a dental bridge or crowns are discounted.

Many dental insurance plans have waiting periods.

Covered services are paid based on a percentage of the dentist’s bill. Depending on the plan you choose procedures like fillings, dentures or implants will be covered up to 80% in most cases.

Some PPO plans even cover cosmetic procedures and orthodontics.

Considering the average cost for a single dental implant starts around $3,000 a dental plan might be worth it.

The Benefits of Affordable Dental Insurance

In addition to cost savings, dental insurance promotes good oral hygiene and preventive care. When you pay for a plan (or gym membership!) you are more likely to use it.

By encouraging regular visits to the dentist, dental insurance promotes early detection and prevention of potential dental issues.

Being proactive can help address dental concerns before they become bigger more costly problems. Think dentures or implants.

Overall, dental insurance is an investment that offers big returns and a practical solution to maintaining good overall health.

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Free Consultation

Get help from a licensed expert with no obligation.

As an independent agency, we help individuals, families & small businesses find affordable health coverage and benefits in:

FL, GA, MD, NC, NJ, PA, SC, TN, TX, VA

Your privacy is our priority. We don’t share personal information or collect any payments, ensuring a safe and secure experience.

Get BenZen! Get Peace of Mind.

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